body {
	font-family: Arial, Verdana, sans-serif;
	font-size: 12px;
	background-color: #454648;
}

hr {
	background: #4d536e;
	height: 1px;
	border: none;
}

ul, body, li, form, input, select, option, p, h1, h2, h3, h4, h5, h6, div {
	margin: 0;
	padding: 0;
}

img {
	border: none;
	border-style: none;
}

.clear_both {
	clear: both;
}

.spacer {
	height: 20px;
}

.align_right {
	text-align: right;
	padding-top: 5px;
}

p {
	line-height: 24px;
	padding-bottom: 12px;
}

a, a:link, a:visited {
	color: #34643f;
}

a:hover {
	color: #78Af85;
}

/* END OF GLOBALS */


.content_holder {
	background-image: url('images01/bg_body.jpg');
	background-repeat: repeat-x;
	background-color: #e1ddd6;
}

.header_bg {
	position: relative;
	width: 978px;
	height: 260px;
	margin: 0 auto;
	background-image: url('images01/bg_header.jpg');
	background-repeat: no-repeat;
}

.header_button {
	position: absolute;
	top: 203px;
	left: 441px;
}

.menu_bg {
	position: relative;
	width: 978px;
	height: 48px;
	margin: 0 auto;
	background-image: url('images01/bg_menu.jpg');
	background-repeat: no-repeat;
}

.menu_holder {
	position: absolute;
	left: 20px;
	top: 0;
	width: 941px;
	height: 48px;
}

.menu_holder a, .menu_holder a:link, .menu_holder a:visited {
	float: left;
	padding: 0 24px;
	display: block;
	height: 48px;
	line-height: 48px;
	color: #9ca9a6;
	text-decoration: none;
}

.menu_holder a:hover, .menu_holder a.current {
	background-image: url('images01/menu_hover.jpg');
	background-repeat: no-repeat;
	background-position: center bottom;
	color: #d1dfdc;
}

.menu_separator {
	height: 48px;
	float: left;
	padding-right: 2px;
	background-image: url('images01/menu_separator.jpg');
	background-repeat: no-repeat;
	background-position: right;
}


.three_columns_top {
	width: 978px;
	margin: 0 auto;
	padding-top: 6px;
	background-image: url('images01/three_columns_top.jpg');
	background-repeat: no-repeat;
}

.three_columns_repeater {
	width: 939px;
	margin-left: 19px;
	background-image: url('images01/three_columns_repeater.jpg');
	background-repeat: repeat-y;
}

.left_column {
	float: left;
	width: 195px;
	padding: 2px;
}

.submenu_holder {
	background-image: url('images01/submenu_separator.jpg');
	background-repeat: repeat-x;
	padding-top: 2px;
}

.submenu_item {
	background-image: url('images01/submenu_separator.jpg');
	background-repeat: repeat-x;
	background-position: bottom;
	padding-top: 2px;
	padding-bottom: 1px;
}

.submenu_item a, .submenu_item a:link, .submenu_item a:visited {
	padding-left: 28px;
	display: block;
	height: 36px;
	line-height: 36px;
	color: #9ca9a6;
	text-decoration: none;
}

.submenu_item a:hover, .submenu_item a.current {
	background-image: url('images01/subitem_hover.jpg');
	background-repeat: no-repeat;
	background-position: right;
	color: #d1dfdc;
}

.claim_report_top {
	background-image: url('images01/claim_report_top.jpg');
	background-repeat: no-repeat;
	width: 195px;
	height: 175px;
}

.claim_report_repeater {
	background-image: url('images01/claim_report_repeater.jpg');
	background-repeat: repeat-y;
}

.claim_report_repeater p {
	color: #a5b3ae;
	line-height: 22px;
	padding: 12px 8px;
}

.input_field_holder {
	background-image: url('images01/input_field.jpg');
	background-repeat: no-repeat;
	width: 183px;
	height: 31px;
	margin: 5px auto 15px auto;
}

.input_field {
	color: #3a4764;
	width: 162px;
	padding: 9px 0 0 11px;
	background: transparent;
	border: none;
	border-style: none;
	font-size: 13px;
}

.submit_button {
	margin: 0 0 9px 94px;
}

.claim_report_bottom {
	background-image: url('images01/claim_report_bottom.jpg');
	background-repeat: no-repeat;
	width: 195px;
	height: 22px;
	margin-bottom: 10px;
}

.contact_side_bar {
	padding: 3px 8px 20px 8px;
	color: #80a889;
	line-height: 22px;
}



.middle_column {
	width: 542px;
	float: left;
	font-size: 13px;
	color: #393939;
}

.middle_column_padding {
	width: 498px;
	margin: 32px auto;
}

.green_heading {
	color: #34643f;
	font-weight: bold;
	padding-bottom: 20px;
	font-size: 16px;
}

.middle_column li {
	background-image: url('images01/list_bullet.jpg');
	background-repeat: no-repeat;
	background-position: 0 4px;
	padding-left: 30px;
	line-height: 21px;
	padding-bottom: 5px;
	list-style-type: none;
}

.middle_column_separator {
	background-image: url('images01/middle_column_separator.jpg');
	background-repeat: repeat-x;
	background-position: bottom;
	padding-bottom: 20px;
	margin-bottom: 20px;
}

.video_box {
	float: left;
	background-image: url('images01/bg_video.jpg');
	background-repeat: no-repeat;
	text-align: center;
	padding-top: 13px;
	width: 280px;
	height: 212px;
}

.quotes {
	float: left;
	width: 190px;
	margin: 30px 0 0 20px;
	line-height: 22px;
}

.quotes p{
	padding-bottom: 10px;
}

.signature {
	color: #9ca9a6;
	font-weight: bold;
}

.dotted_top {
	width: 504px;
	height: 16px;
	background-image: url('images01/dotted_top.jpg');
	background-repeat: no-repeat;
}

.dotted_repeater {
	width: 504px;
	background-image: url('images01/dotted_repeater.jpg');
	background-repeat: repeat-y;
}

.dotted_bottom {
	width: 504px;
	height: 16px;
	background-image: url('images01/dotted_bottom.jpg');
	background-repeat: no-repeat;
}

.consultation_text {
	width: 255px;
	float: left;
	padding: 5px 0 5px 8px;
	line-height: 23px;
}

.consultation_image {
	float: right;
	margin: 7px 10px 5px 0;
	width: 215px;
	height: 174px;
	background-image: url('images01/consultation.jpg');
	background-repeat: no-repeat;
}

	

.right_column {
	float: left;
	width: 196px;
}

.what_about_asset {
	position: relative;
	background-image: url('images01/what_about_asset.jpg');
	background-repeat: no-repeat;
	height: 227px;
	margin-bottom: 13px;
}

.what_about_asset a, .what_about_asset a:link, .what_about_asset a:visited {
	position: absolute;
	background-image: url('images01/asset_arrows.jpg');
	background-repeat: no-repeat;
	top: 201px;
	left: 94px;
	padding-left: 20px;
	color: #91bf9f;
	text-decoration: none;
	font-size: 12px;
}

.what_about_asset a:hover {
	color: #a4ffb9;
}

.practical_guide {
	position: relative;
	background-image: url('images01/practical_guide.jpg');
	background-repeat: no-repeat;
	height: 190px;
	margin-bottom: 13px;
}

.practical_guide a, .practical_guide a:link, .practical_guide a:visited {
	position: absolute;
	background-image: url('images01/guide_arrows.jpg');
	background-repeat: no-repeat;
	top: 104px;
	left: 96px;
	padding-left: 20px;
	color: #b3f9c5;
	text-decoration: none;
	font-size: 12px;
}

.practical_guide a:hover {
	color: #ccfdd9;
}

.right_column_text {
	width: 172px;
	margin: 20px auto 20px auto;
	color: #97a39a;
	line-height: 22px;
}

.right_heading {
	color: #7eac93;
	font-weight: bold;
	padding-bottom: 10px;
}





.footer_holder {
	background-image: url('images01/bg_footer.jpg');
	background-repeat: repeat-x;
	background-color: #454648;
}

.footer_bottom {
	width: 978px;
	height: 176px;
	margin: 0 auto;
	background-image: url('images01/bg_footer_bottom.jpg');
	background-repeat: no-repeat;
	background-position: bottom;
	line-height: 20px;
}


.gray_links {
	padding-top: 20px;
	text-align: center;
}


.gray_links a, .gray_links a:link, .gray_links a:visited {
	text-decoration: none;
	font-size: 12px;
	color: #252525;
}

.gray_links a:hover {
	color: #475955;
}

.green_links {
	padding-top: 10px;
	text-align: center;
	color: #0c551d;
}

.green_links a, .green_links a:link, .green_links a:visited {
	text-decoration: none;
	font-size: 12px;
	color: #0c551d;
}

.green_links a:hover {
	color: #1f7332;
}






.two_columns_top {
	width: 978px;
	margin: 0 auto;
	padding-top: 6px;
	background-image: url('images01/two_columns_top.jpg');
	background-repeat: no-repeat;
}

.two_columns_repeater {
	width: 939px;
	margin-left: 19px;
	background-image: url('images01/two_columns_repeater.jpg');
	background-repeat: repeat-y;
}

.merged_columns {
	width: 738px;
	float: left;
	font-size: 13px;
	color: #393939;
}

.merged_columns_padding {
	width: 694px;
	margin: 32px auto;
}






.no_columns_top {
	width: 978px;
	margin: 0 auto;
	padding-top: 6px;
	background-image: url('images01/no_columns_top.jpg');
	background-repeat: no-repeat;
}

.no_columns_repeater {
	width: 939px;
	margin-left: 19px;
	background-image: url('images01/no_columns_repeater.jpg');
	background-repeat: repeat-y;
}

.no_columns_padding {
	width: 897px;
	margin: 0 auto;
	padding: 32px 0;
	background-color: #ededed;
}
.float_right_img {
        float: right;
        border: none;
        border-style: none;
        padding: 17px 0 17px 17px;
}
.float_left_img {
        float: left;
        border: none;
        border-style: none;
        padding: 17px 17px 17px 17px;
}

